“JUST SAY NO”—when they offer you “cash for keys….”

This is one of the lowest forms of manipulation: the bank or bank servicer illegally forecloses on your property, then gets you to admit that they are the owner, and then get you to promise to leave…. “JUST SAY NO”—in fact “JUST SAY NO” to everybody from the banks when they offer you modifications or refinancing.  Demand to see your original ink-signed note, and if they cannot produce it, then demand to see the accounting of the note and to prove that the note was not assigned or endorsed over to any other party…. In other words, demand fiduciary accounting before you surrender your home…. but there is nothing worse than the “Cash for Keys” scam…. Don’t Fall For it.

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