WHAT A FARCE! Quel Decepcion mas Grande! Californians TAKE NOTE: the Homeowners’ Bill of Rights is a PLACEBO and neither the State Legislature nor the Attorney General will do anything for you!

Because of my recent association with Mid-Cities Escrow in Downey, I ended up spending Wednesday evening at the Whittier Community Center to listen to retiring California Assembly Majority Leader Charles Calderon, California Department of Justice Attorney Brian Nelson, and several others explain how much absolute nothing the state of California is doing to prevent the erosion of property rights in this state.

Oh there was abundant fake sympathy and useless non-advice handed out but AT LEAST the State Government showed it cared enough to pretend to educate the people, right?  It was all pretense, it was all fake, it was all pointless.  Californians basically have been thrown a few wet sponges to sop up the blood from the mortal wounds on their bleeding rights to integrity of contract and their right to own property.

State Assemblyman Calderon explained, somewhat gingerly, that “politics” was to blame: by which he meant though he could not say that the Banking interests and their minions own this state and only a radical revolution will change that.

Citizen after Citizen stood up and told their horror stories of negotiating or otherwise dealing with JP Morgan Chase, the Bank of America, Wells Fargo, Citibank, and GMAC.  The reality is that the much ballyhooed California Homeowners’ Bill of Rights, passed by the legislature and signed into law last July, is a PLACEBO, and not a very sweetly sugar coated one at at that.

To his credit, State DOJ Attorney Brian Nelson briefly mentioned that this state’s tradition of non-judicial foreclosure has created problems for homeowners.  To his discredit, State DOJ Attorney Brian Nelson, in response to my question about whether anyone in the Attorney General’s Office was concerned about the unconstitutionality of California Civil Code §2924 et seq., merely said that the California Homeowners’ Bill of Rights at least might have overruled the holding of Gomes v. Countrywide Home Loanthat a California homeowner does not even have standing to ask who owns his loan.  See,192 Cal.App.4th 1149, 121 Cal.Rptr.3d 819, 11 Cal. Daily Op. Serv. 2322, 2011 Daily Journal D.A.R. 2681 (February 18, 2011, Review denied May 18, 2011).

Nobody wants to deal with the critical problems of how the California Civil Code as enhanced and implemented by the Bank-Controlled Lawyers, Judges, and Legislators has created an impossible situation where the letter of the law means nothing because the express rules of the California Commercial Code and Anglo-American Common Law are directly contrary to how the State and Federal Courts apply and enforce non-judicial foreclosure in this state: WITH NO RULES OF CONSISTENCY OR PROOF OF STANDING OR OWNERSHIP AT ALL.

Non-Judicial Foreclosure is the Communist Manifesto’s dream technique of expropriating private property through centralized credit.  Private property is rapidly evaporating in this country, and neither the National Mortgage Settlement (with the Big Five Banks) nor the California Independent Monitor Program, nor any other branch or office of the State or Federal Government has any intention of addressing these basic, systemic problems.

Of course, nobody dared to mention how the Communist Manifesto of February 1848 is about to be fulfilled in its most basic planks and propositions: the abolition of private property in real estate and the abolition of the family as the basic unit of society.

For further information call Liana Peshkapia-Cadena at Mid-Cities Escrow in Downey: (562) 904-3151 or (562) 904-3152, Facsimile: (562) 861-2251.

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