A Jacksonville federal judge has issued a sharp critique of Bank of America in a case involving a Jacksonville couple where the bank mishandled court filings and began a years-long process of trying to collect a non-existent debt and falsely filing for foreclosure.
Bank of America ruined their retirement, Deborah and Ronald Goodin testified, and it may have ruined their marriage, too.
The Goodins, like many American families, made a bad business decision just as the Great Recession began. By 2009, they filed for bankruptcy. They never missed a payment into a bankruptcy trust that was supposed to take care of their mortgage.
But then a year after taxpayers gave Bank of America a $45 billion bailout, that bank took over the mortgage from another lender in August 2009, and Bank of America, which handles trillions of dollars of deposits, failed to file a routine legal motion that would give it access to the bankruptcy trust.
BOA like the other banks is in pursuit of foreclosures for many reasons. They have no right to foreclosure and the real creditor is being blocked out of the equation. The so-called investor doesn’t even know the foreclosure was filed. And they are contractually stopped from even inquiring, just as the Trustees of the REMIC Trusts don’t know anything, don’t have anything and are not allowed to do anything or ask anything.
The plain truth is that BOA and other banks are pursuing foreclosures not because they are the lender or a successor to a lender or even an authorized representative of the real creditor. They are actually using the illusion of a default and foreclosure to cover up the fact that they are really suing for themselves — even if they are not the lender, the successor or authorized representatives. They are getting title to homes in which they have no investment.
SO THE FREE HOUSE IS GOING TO BOA AND OTHER BANKS, NOT THE BORROWER.
1. Bank of America’s Motion to Amend Pleadings is DENIED.
2. The Court intends to enter judgment in favor of Plaintiffs Ronald and Deborah Goodin and against Bank of America in the amount of $204,000 once attorneys’ fees have been decided. The Goodins have until July 15, 2015 to file a motion for attorneys’ fees and costs, and Bank of America has until August 10, 2015 to respond.
DONE AND ORDERED
23 June 2015 Timothy J Corrigan Goodin v Bank of America Jacksonville Florida
Reference Info:Federal, 11th Circuit, Florida | United States
Posted in Uncategorized
Tagged 2015, Bank of America, Bank of America $45 billion bailout, Bankruptcy, BOA, Deborah Goodin, Duval County, false foreclosure, Florida, Jacksonville, Judge Timothy J. Corrigan, june 23, non-existent debt, pursuit of foreclosures, real creditor blocked out, REMIC, right to foreclosure, Ronald Goodin, so-called investor doesn't know
The Greek People today voted against Central Government and Central Economic Planning by a factor of roughly 2-to-1 (in many hard-hit urban areas 3-to-1). Greece has perhaps turned the tide of the expanding power of the European Community, and we should follow suit here. The Greek people know that a central government based in Brussels, exactly on the opposite Northwest Corner of Europe from Greece in the far Southeast, cannot possibly be expected to act in the interests of a minority people with comparatively little wealth and political “pull” compared with France, Germany, or even Italy.
The people of the South derived their concept of Democracy, much of their philosophy, and their iconic style of architecture from the Ancient Greek Civilization of Demosthenes, Aristotle, Plato, and Saint Paul the Apostle, not to mention their battle flag from Saint Andrew Protokletos, the First Called Apostle, who died, crucified on an X-shaped cross, in Patras on the Northwest Peloponnesos.
Every Southern Constitutional Democrat from Thomas Jefferson through Andrew Jackson to Jefferson Davis through John W. Davis (a West-Virginia Born lawyer, successor to Samuel Tilden in New York Law and predecessor to Robert Byrd who as Democratic Presidential nominee carried the 11 Southern States in the election of 1924, ending his career heroically defending the honor and integrity of the South in Brown v. Board of Education thirty years later) up to Sam Ervin, Price Daniel, Walter F. George, and Strom Thurmond was acutely aware of the Greek Heritage of Southern Democratic-Republican traditions.
The people and politicians of the South should follow the developments in Greece closely—and take note that the only major party which unequivocally advocated a “no” vote was the Golden Dawn…. the most traditionally conservative of all of Greece’s political movements…
Posted in Uncategorized
Tagged 11 Southern States, 2015, Andrew Jackson, Aristotle, Brown v Board of Education, Brussels, Central Government, Chrysi Augi, conservative, currency, Democratic-Republicans, Demosthenes, Drachma, EC, EEC, Election of 1924, Euro, Euro-Federalism, European Community, Federalism, Golden Dawn, Greek Referendum, Jefferson Davis, John W. Davis, July 5, Plato, Price Daniel, Republican-Democratic Party, Robert Byrd, Saint Andrew, Saint Paul, Sam Ervin, Samuel Tilden, Senator Byrd of West Virginia, Southern Democrat, Southern Democratic Party, Strom Thurmond, the Confederate States of America, the South, Thomas Jefferson, Walter F. George, West Virginia